Commercial Property

What is commercial property insurance?

Commercial property insurance is something every company needs no matter if you’re working from homie or if you own the building… A business owner policy (BOP) will keep your building and content inside and out protected.

Commercial property insurance definition

Commercial property insurance protects your company’s tangible assets from fire, explosions, burst pipes, storms, theft, and vandalism. Thankfully we don’t have to worry about Earthquakes in FL or TX however flood is an issue for us and typically we need an additional policy to protect us in case of flood unless those perils are added to the policy.

How much does commercial property insurance cost?

So much is it? Well, that will be based largely on the value of your company's assets, including buildings. Other factors that determine your premium are based on risk placement and location, such as:

• Location.
• Construction.
• Occupancy.
• Fire and theft protection.