Auto/Home Insurance
Auto Insurance
In the state of Florida, there is a minimum auto insurance requirement for all registered vehicles. In most cases, the lender will require a full coverage insurance policy if you are carrying a lien on your car. With Easy Coverage USA, you can get the auto insurance coverage you need.
What Does Florida Require in Auto Insurance?
Every vehicle registered in the state of Florida must have minimum insurance, including liability coverage. This is essential if the driver causes an accident and needs to cover the expenses and damages.
What is Included in Florida Auto Insurance?
- Collision coverage
- Comprehensive coverage
- Liability coverage
If you are in an accident and the other driver does not have insurance, you can have your damages and even medical expenses covered with the help of collision coverage. This ensures you have protection even when others fail at their own responsibility.
Comprehensive coverage protects your vehicle if it is stolen. Whether the car is never found or recovered with extensive damages, your comprehensive coverage will give you the coverage you need to get a new vehicle of equal or lesser value.
Liability coverage is available if you are responsible for damages and a collision. While there is a minimum amount required, you can also adjust how much liability you want or coverage on the others to get the best financial protection.
Do You Need an Auto Insurance Policy?
If you are shopping around for a new auto insurance policy for your Florida vehicle(s), our agents at Easy Coverage USA are here to help. We can get you a personal quote based on the coverage you need and the number of vehicles you own and see what discounts you are eligible for when you choose us. Please feel free to reach out with any questions.
We look forward to working with you soon.
Home Insurance
Your home isn’t only a significant investment, but it also holds a sentimental value. Your home is a shelter for your loved ones and pets and a place you create beautiful memories. Unfortunately, you never know when a natural disaster, fire, or theft will strike. For this reason, you should invest in home insurance from Easy Coverage USA to keep your home safe.
Home insurance coverage options
Want to buy home insurance in Florida? Before heading to the market, it would be good to familiarize yourself with different home insurance policies. This way, you will decide to buy coverage that suits your current financial needs. Here are the various home insurance policies:
- Dwelling coverage: This policy protects your building structure against perils like fire, vandalism, natural disasters, and falling objects. Your home insurance compensates you up to your policy limit, ensuring you don’t cover the loss or damage from your pocket.
- Contents coverage: Your home insurance protects your valuables, too. So, if you have electronics, clothing, furniture, and other assets, you should protect them from theft, fire, and other threats with home insurance.
- Liability coverage: Many people think that home insurance is all about protecting the building structure and your assets. Home insurance protects you from liability claims when accused by others. For instance, home insurance covers medical costs if you, your family member, or your pet cause injury to a neighbor. Similarly, home insurance covers property damage should third parties accuse you.
- Loss of use: When a peril listed in your home insurance makes your home unlivable, you don’t have to look for temporary shelter from friends and relatives. Home insurance pays for additional living expenses, including hotel accommodation and food, until your home becomes habitable again.
Are you looking for home insurance in Florida? Why don’t you get in touch with Easy Coverage USA? We offer affordable and comprehensive home insurance policies to meet your budget and other unique needs.